Rates

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Risk Based Loans

Rates are based on your Experian Credit Score at time of application.
Credit Rating	A+	A	B	C	D	E
Credit Score	760+	759-680	679-650	649-600	599-535	534-450
New and Used Boat, Motorcycle,ATV, and RV add 3%

 

New Autos

Credit Rating	A+	A	B	C	D	E
0-36 Months	2.09%	2.34%	2.84%	3.59%	4.59%	7.59%
37-48 Months	2.34%	2.59%	3.09%	4.09%	5.59%	8.59%
49-60 Months	2.59%	3.09%	3.59%	4.59%	7.59%	10.59
72 Months Over $20000	3.09%	3.59%	4.09%	5.09%	8.59%	NA
84 Months Over $30000	3.59%	4.09%	4.59%	5.59%	NA	NA

 

Used Autos: 2013 And Newer

Credit Rating	A+	A	B	C	D	E
0-36 Months	3.09%	3.34%	3.84%	4.84%	6.84%	10.84%
37-48 Months	3.34%	3.59%	4.09%	5.09%	7.09%	11.09%
49-60 Months	3.84%	4.09%	4.59%	5.59%	7.59%	N/A
72 Months Over $20000	4.34%	4.59%	5.09%	6.09%	N/A	N/A
84 Months Over $30000	4.84%	5.09%	5.59%	6.59%	N/A	N/A

 

Used Autos: 2012 And Older

Credit Rating	A+	A	B	C	D	E
0-36 Months	3.84%	4.09%	4.59%	5.59%	7.59%	11.09%
37-48 Months	4.34%	4.59%	5.09%	6.09%	8.09%	11.59%

 

Signature

Credit Rating	A+	A	B	C	D	E
0-48 Months	9.00%	10.00%	11.00%	13.00%	15.00%	18.00%

 

Non-Risk Based Loans

		APR			Term
Shared Secured		2.00%			0-48 Months

 

Savings

Savings Rates				Dividend Rate		APY
$0.00-99.99				0.000		0.000
$100.00-4999.99				0.050		0.050
$5000.00-9999.00				0.075		0.075
$10000.00-39999.99				0.100		0.100
$40000.00+				0.200		0.200

 

Certificates

Term		Early Withdrawl Penalty		Dividend Rate		APY
6 Month		90 Day		0.200		0.200
12 Month		180 Day		0.250		0.250
18 Month		180 Day		0.300		0.300
24 Month		180 Day		0.350		0.350
30 Month		180 Day		0.400		0.400
36 Month		180 Day		0.450		0.450