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Risk Based Loans
| Rates are based on your Experian Credit Score at time of application. | ||||||
| Credit Rating | A+ | A | B | C | D | E |
| Credit Score | 760+ | 759-680 | 679-650 | 649-600 | 599-535 | 534-450 |
| New and Used Boat, Motorcycle,ATV, and RV add 4% | ||||||
New Autos
| Credit Rating | A+ | A | B | C | D | E |
| 0-36 Months | 2.09% | 2.34% | 2.84% | 3.59% | 4.59% | 7.59% |
| 37-48 Months | 2.34% | 2.59% | 3.09% | 4.09% | 5.59% | 8.59% |
| 49-60 Months | 2.59% | 3.09% | 3.59% | 4.59% | 7.59% | 10.59 |
| 72 Months Over $20000 | 3.09% | 3.59% | 4.09% | 5.09% | 8.59% | NA |
| 84 Months Over $30000 | 3.59% | 4.09% | 4.59% | NA | NA | NA |
Used Autos: 2012 And Newer
| Credit Rating | A+ | A | B | C | D | E |
| 0-36 Months | 3.09% | 3.34% | 3.84% | 4.84% | 6.84% | 10.84% |
| 37-48 Months | 3.34% | 3.59% | 4.09% | 5.09% | 7.09% | 11.09% |
| 49-60 Months | 3.84% | 4.09% | 4.59% | 5.59% | 7.59% | NA |
| 72 Months Over $20000 | 4.34% | 4.59% | 5.09% | NA | NA | NA |
Used Autos: Older Than 2012
| Credit Rating | A+ | A | B | C | D | E |
| 0-36 Months | 3.84% | 4.09% | 4.59% | 5.59% | 7.59% | 11.09% |
Signature
| Credit Rating | A+ | A | B | C | D | E |
| 0-48 Months 0-36 Months Rate E | 9.00% | 10.00% | 11.00% | 13.00% | 15.00% | 18.00% |
| 60, 90 Day Note | 10.50% | 11.50% | 12.50% | 14.50% | 16.50% | 18.00% |
Non-Risk Based Loans
| APR | Term | |||||
| Shared Secured | 2.00% | 0-48 Months | ||||
Savings
| Savings Rates | Dividend Rate | APY | ||||
| $0.00-99.99 | 0.000 | 0.000 | ||||
| $100.00-4999.99 | 0.050 | 0.050 | ||||
| $5000.00-9999.00 | 0.075 | 0.075 | ||||
| $10000.00-39999.99 | 0.100 | 0.100 | ||||
| $40000.00+ | 0.200 | 0.200 | ||||
Certificates
| Term | Early Withdrawl Penalty | Dividend Rate | APY | |||
| 6 Month | 90 Day | 0.250 | 0.250 | |||
| 12 Month | 180 Day | 0.350 | 0.350 | |||
| 18 Month | 180 Day | 0.450 | 0.450 | |||
| 24 Month | 180 Day | 0.500 | 0.500 | |||
| 30 Month | 180 Day | 0.550 | 0.550 | |||
| 36 Month | 180 Day | 0.600 | 0.600 | |||