Rates

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Risk Based Loans

Rates are based on your Experian Credit Score at time of application.
Credit RatingA+ABCDE
Credit Score760+759-680679-650649-600599-535534-450
New and Used Boat, Motorcycle,ATV, and RV add 3%

 

New Autos

Credit RatingA+ABCDE
0-36 Months2.25%2.50%3.00%3.75%4.75%7.75%
37-48 Months
2.50%2.75%3.25%4.25%5.75%8.75%
49-60 Months2.75%3.25%3.75%4.75%7.75%10.75%
72 Months Over $200003.25%3.75%4.25%5.25%8.75%NA
84 Months Over $300003.75%4.25%4.75%5.75%NANA

 

Used Autos: 2013 And Newer

Credit RatingA+ABCDE
0-36 Months3.25%3.50%4.00%5.00%7.00%11.00%
37-48 Months
3.50%3.75%4.25%5.25%7.25%11.25%
49-60 Months4.00%4.25%4.75%5.75%7.75%N/A
72 Months Over $200004.50%4.75%5.25%6.25%N/AN/A
84 Months Over $300004.75%5.25%5.75%6.75%N/AN/A

 

Used Autos: 2012 And Older

Credit RatingA+ABCDE
0-36 Months4.00%4.50%4.75%5.75%7.75%11.25%
37-48 Months4.50%5.00%5.25%6.25%8.25%11.75%

 

Signature

Credit RatingA+ABCDE
0-48 Months9.00%10.00%11.00%13.00%15.00%18.00%
Debt Consolidation6.75%7.50%8.25%9.75%11.25%13.50%

 

Non-Risk Based Loans

APRTerm
Shared Secured2.50%0-48 Months

 

Savings

Share Balance
Dividend RateAPY
$0.00-99.990.000%0.000%
$100.00-9999.990.250%0.250%
$10000.00-19999.000.500%0.500%
$20000.00-39999.990.750%0.750%
$40000.00+1.000%1.000%

 

Certificates

TermEarly Withdrawl PenaltyDividend RateAPY
6 Month90 Day1.750%1.750%
12 Month180 Day2.000%2.000%
18 Month180 Day2.250%2.250%
24 Month180 Day2.500%2.500%
30 Month180 Day2.750%2.750%
36 Month180 Day3.000%3.000%
*New Money from an outside source*
36 Month180 Day4.000%4.000%

 

 

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