Rates

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Risk Based Loans

Rates are based on your Experian Credit Score at time of application.
Credit RatingA+ABCDE
Credit Score760+759-680679-650649-600599-535534-450
New and Used Boat, Motorcycle,ATV, and RV add 4%

 

New Autos

Credit RatingA+ABCDE
0-36 Months2.09%2.34%2.84%3.59%4.59%7.59%
37-48 Months
2.34%2.59%3.09%4.09%5.59%8.59%
49-60 Months2.59%3.09%3.59%4.59%7.59%10.59
72 Months Over $200003.09%3.59%4.09%5.09%8.59%NA
84 Months Over $300003.59%4.09%4.59%NANANA

 

Used Autos: 2012 And Newer

Credit RatingA+ABCDE
0-36 Months3.09%3.34%3.84%4.84%6.84%10.84%
37-48 Months
3.34%3.59%4.09%5.09%7.09%11.09%
49-60 Months3.84%4.09%4.59%5.59%7.59%NA
72 Months Over $200004.34%4.59%5.09%NANANA

 

Used Autos: Older Than 2012

Credit RatingA+ABCDE
0-36 Months3.84%4.09%4.59%5.59%7.59%11.09%

 

Signature

Credit RatingA+ABCDE
0-48 Months
0-36 Months Rate E
9.00%10.00%11.00%13.00%15.00%18.00%
60, 90 Day Note10.50%11.50%12.50%14.50%16.50%18.00%

 

Non-Risk Based Loans

APRTerm
Shared Secured2.00%0-48 Months

 

Savings

Savings RatesDividend RateAPY
$0.00-99.990.0000.000
$100.00-4999.990.0500.050
$5000.00-9999.000.0750.075
$10000.00-39999.990.1000.100
$40000.00+0.2000.200

 

Certificates

TermEarly Withdrawl PenaltyDividend RateAPY
6 Month90 Day0.2500.250
12 Month180 Day0.3500.350
18 Month180 Day0.4500.450
24 Month180 Day0.5000.500
30 Month180 Day0.5500.550
36 Month180 Day0.6000.600

 

 

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